The simple concept of “giving someone a lift” has led to the new industry of rideshare. People with cars earn money by driving passengers who, for whatever reason, don’t want to drive themselves or take public transportation. Some may get a ride to and from a doctor’s appointment or another outing. Others may use a rideshare to get home after a night, especially if alcohol is involved. While this is a great option for many, sometimes there are rideshare accidents that require a personal injury attorney's help.
Taking an Uber or Lyft ride is easy. With a few taps on your phone, someone will meet you and give you a ride wherever you need. Everything is done through the app, including paying the fare. In some cities, many people use rideshare services and forego car ownership. Catching rides with a rideshare driver is usually less expensive than a taxi.
Of course, using a rideshare app is convenient, and you get where you’re going easily. The downside is that the drivers are not licensed, professional taxi drivers. Rideshare drivers are everyday people earning money or even their entire living by driving around passengers. When you hop into the back seat, you have no idea if the person you trust with your ride and your life is a safe driver with a good record.
Uber and Lyft have $1M insurance policies to cover their drivers while on duty. Whether you’re a rideshare passenger, pedestrian, or driving or riding in another vehicle, you can file a claim against their policy if your injuries are caused by one of their drivers. What if the driver of the vehicle that hit your rideshare doesn’t have any insurance or enough? Both companies have a UM/UIM policy for uninsured motorist coverage. You can bring a claim against their other policies.
Drivers are required to have their own insurance as well. They may have a rider on their personal policy for rideshare activity, or they may have a separate policy entirely. If the driver was not on duty at the time of the accident, the claim is filed against the driver’s personal auto insurance.
If you’re involved in an accident while in an Uber or Lyft vehicle, you’ll need to do many of the same things you’d do if you were driving:
Once you can, contact a personal injury attorney who understands rideshare accidents immediately. If you wait too long, evidence may be erased, and there may not be enough time to bring a claim. Avoid talking to any insurance company representatives who call until you speak with an attorney. Otherwise, your claim could be denied.
Like other auto accidents, rideshare accidents are caused by negligence. Rideshare accidents can be caused by:
Just like an accident where you were driving, a rideshare accident can result in injuries that could be serious and possibly even disabling.
To get proper compensation for your injuries, a California rideshare accident attorney can help solve the question of who will pay for your injuries and then pursue the appropriate claim. Contact us today to start your claim.
Rideshare accidents can be more complicated than a normal two-car accident. Both companies are notoriously difficult to deal with and have been known to leave their drivers in this position without assistance. A California rideshare accident attorney can work with you to get the help you need and a fair settlement with damages to cover your injuries.